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Start free. Upgrade when you're ready. No contracts, no hidden fees, no cancellation charges.
Why people upgrade
Free users remove inquiries, see it work, then want us to handle the rest.
Pro writes unique dispute letters for every account — not templates.
One system for disputes, score tracking, and funding — no switching tools.
How it works
Upload your report
Get a free report from annualcreditreport.com and upload the PDF. We read every account.
We find what to fix
Our AI identifies negative items, ranks them by removal probability, and picks the best strategy for each one.
Dispute in rounds
We write 3-5 dispute letters per round with specific legal citations. You mail them or dispute online.
Track & escalate
We track 30-day deadlines. If the bureau doesn't fix it, we auto-write stronger Round 2 letters.
Remove inquiries, learn the system, and see it work — before you pay anything.
Inquiries are gone — now let us handle the collections, charge-offs, and late payments too.
We handle everything — including mailing your letters. You just click one button.
Same engine bankers and PE funds use. Re-run as you grow.
Institutional-grade funding-path scoring on 2025 benchmark data — BlackRock Aladdin methodology, Vanguard tier thresholds, NASDAQ listing requirements, commercial-bank lending standards. Re-run as your business changes.
The shortest path from bad credit to funded business — done in one engagement.
Full credit repair package plus unlimited funding intelligence and intros. Designed for the consumer who wants both fixed in one engagement.
Bundle + a dedicated growth advisor for 90 days. For founders raising right now.
Unlimited everything for 12 months. White-glove. Founders running 7- and 8-figure operations.
Common Questions
Can I really fix my credit for $47/month?
Yes. The same dispute process that credit repair companies charge $80-$140/month for — we automate it. You get AI-written letters, CFPB complaints, strategic round sequencing, and a full funding blueprint.
How is this different from doing it myself?
You CAN dispute for free. But you'd need to research FCRA law, write legally-cited letters, track 30-day deadlines, know which accounts to dispute first, and escalate correctly. We do all of that automatically.
How long until I see results?
Most users see their first items removed within 30-45 days. Inquiries can be removed in 24 hours. The full process typically takes 2-4 months depending on your file.
Can I cancel anytime?
Yes. Cancel in Settings anytime. You keep access through the end of your billing period. No contracts, no cancellation fees.
KWANUS is a document preparation and education platform. You can dispute inaccurate information directly with the credit bureaus for free. Read the full consumer disclosure · Terms · Privacy · Refund Policy